HABITAT FOR HUMANITY OF METRO LOUISVILLE INC

Louisville, KY | Jefferson County
Affordable Housing
HABITAT FOR HUMANITY OF METRO LOUISVILLE INC
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As of , this nonprofit no longer meets findCRA's qualification requirements and will no longer appear in CQ search results.

Reason for disqualification:

Overview

HABITAT FOR HUMANITY OF METRO LOUISVILLE INC
58-1735528
1620 BANK ST
Louisville, KY 40203
Jefferson County
(502) 637-6265

info@louisvillehabitat.org
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Mission Statement info

SEEKING TO PUT GOD’S LOVE INTO ACTION, HABITAT FOR HUMANITY OF METRO LOUISVILLE BRINGS PEOPLE TOGETHER TO BUILD HOMES, COMMUNITIES, AND HOPE THROUGH AFFORDABLE HOUSING SOLUTIONS OF HOME OWNERSHIP, COMMUNITY DEVELOPMENT AND HOME REPAIR.

CRA Category info
  • Affordable Housing
Nonprofit location info
  • LMI Census Tract
  • Majority Minority Census Tract
  • Opportunity Zone
Awards & Certifications info
  • This nonprofit has not received any CRA awards or certifications.
Founded info
1985
Total Employees info
34
Total Volunteers info
175
Nonprofit Classification (NTEE Code) info
L20

L - Housing, Shelter

Housing Development, Construction & Management

Organizations that build, rehabilitate, manage and/or provide rental housing for low-income individuals and families, older adults and people with disabilities; or which make purchasable housing available to low or moderate income families by offering lower priced housing and/or affordable payment plans, by arranging for interest or mortgage subsidies or by involving eventual owners in the construction process (sweat equity). Use this code for organizations that provide housing services for a wide range of individuals or for those that offer housing options for low income tenants that are not specified below.

IRS Activity Codes info
029
Other religious activities
380
Low-income housing
-
Not reported
Standard Business Classification (NAICS Code) info
624229
Other Community Housing Services
Targeted Clients info
  • Economically Disadvantaged
  • Families
  • First-Time Homebuyers
  • Immigrants or Refugees
  • LGBTQ Individuals
  • Military
  • Minority Individuals
  • Senior Citizens
  • Underbanked or Unbanked
  • Veterans
  • Women
CRA Income Characteristics info
  • Low-Income
  • Moderate-Income

CRA Alignment

CRA Category info
Affordable Housing
Creation, rehabilitation, operation or preservation of affordable housing.
100%
Percent LMI Served info
as reported by the nonprofit
What does it mean for a nonprofit to be CRA aligned?
Each nonprofit on Community Qualifier has been reviewed by findCRA utilizing a dual evaluation process. Nonprofits are first evaluated by our proprietary algorithm, CRANIA, and then further validated by our CRA experts. When nonprofit passes both parts of this review, we create a nonprofit profile for them on Community Qualifier. From there, a nonprofit can claim their profile and add additional information including their programs & services, counties served, targeted clients and income groups and more.
LOWHIGH
LOWHIGH
LOWHIGH
LOWHIGH
Programs & Services info
AFFORDABLE HOMEOWNERSHIP PROGRAM
To address Louisville’s pressing need for affordable housing, Habitat constructs homes throughout the city, primarily in low- and moderate-income neighborhoods. Eligible LMI homebuyers participate in Habitat’s affordable homeownership program, which provides zero interest mortgages, as well as financial education and homebuyer support. Each year, hundreds of community volunteers support these affordable housing efforts.
Targeted Clients info
  • Families
  • First-Time Homebuyers
  • Immigrants or Refugees
  • LGBTQ Individuals
  • Men
  • Military
  • Minority Individuals
  • Senior Citizens
  • Women
CRA Income Characteristics info
  • Low-Income
  • Moderate-Income
COMMUNITY DEVELOPMENT & HOME REPAIR
In an effort to increase neighborhood pride, preserve affordable housing stock and build demand within underserved, low-income neighborhoods, Habitat’s “Love Your Neighborhood” initiative focuses on community development. This program selects multiple homes and streets for exterior home repair, critical home repair and neighborhood beautification, including alley and vacant lot clean-up.
Targeted Clients info

    Not reported

CRA Income Characteristics info

    Not reported

HOMEBUYER SERVICES
Homebuyer Services IS focused on selecting and preparing first-time homebuyers for success. Services include homebuyer and financial education to assist homebuyers before, during and after their home purchase.
Targeted Clients info

    Not reported

CRA Income Characteristics info

    Not reported

Awards & Certifications info
Community Development Financial Institution info
Community Development Financial Institution Award Recipient info
New Market Tax Credit Recipient info
HUD Counseling Agency info
Low Income Housing Tax Credit Recipient info

IRS Summary

Income
$23.1M
Revenue
$13.9M
Assets
$11M

IRS Business Master File Details info

As of March 2025
Exempt Ruling Date info
1987-01
Deductibility Status info
Deductible
Last Tax Filing info
2023
Organization Type info
Corporation
Organization Tax Filing Status info
990 (all other) or 990EZ return
Foundation Tax Filing Status info
990-PF not required by IRS
Affiliation Classification info
Independent Organization
Basis for Foundation/Public Charity Status info
Organization which receives a substantial part of its support from a governmental unit or the general public 170(b)(1)(A)(vi)

IRS Publication 78 Details info

As of March 2025
Verified in Publication 78 info
Yes
Deductibility Limitation info
50% (60% for cash contributions)
Organization Description info
A public charity

IRS Form 990 Returns info

Through December 2024
Tax period ending in
2023-12
E-File
990
XML
990
Tax period ending in
2022-12
PDF
990
E-File
990
XML
990
Tax period ending in
2021-12
E-File
990
XML
990
Tax period ending in
2020-12
PDF
990
E-File
990
XML
990
Tax period ending in
2019-12
PDF
990
Tax period ending in
2018-12
PDF
990
E-File
990
XML
990
Tax period ending in
2017-12
PDF
990
E-File
990
XML
990
Tax period ending in
2016-12
PDF
990
E-File
990
XML
990
Tax period ending in
2015-12
PDF
990

Nonprofit Location

Physical Address info
1620 BANK ST
Louisville, KY 40203
Jefferson County
Area Type info
Metropolitan Statistical Area
FIPS Geocoded Address info
31140
MSA/MD info
21
State info
111
County info
0023.00
Tract info
Low
Income Level info
Core-Based Statistical Area info
31140 - Louisville/Jefferson County, KY-IN
Combined Statistical Area info
350 - Louisville/Jefferson County--Elizabethtown, KY-IN
Metropolitan Division info
Not located in an MD.
Located In info
Low- or Moderate-Income Census Tract info
Opportunity Zone info
Majority Minority Census Tract info 50.34%
FFIEC Distressed Census Tract info
FFIEC Underserved Census Tract info
Geographies Served info
  • KY - Jefferson County
  • KY - Oldham County

Market Data

Census Tract County
0023.00 Jefferson County
Population
Total Population 2,086 777,392
Total Households 823 329,392
Income
Median Income* $27,039 $67,849
Median Family Income (2024 FFIEC est.) $92,600 $89,300
Tract Income Percentage 35.16% N/A
Below Poverty Level 41.5% 14.5%
Unemployment Level 7.1% 4.8%
Housing
Total Housing Units 1,156 357,923
Total Owner-Occupied Units 32.0% 61.8%
Total Renter-Occupied Units 39.2% 38.2%
Total Vacant Units 28.8% 7%
* Census Tract Median Income based on 2020 Tract Median Family Income as reported in the 2024 FFIEC Census Flat File. County Income based on Median Household Income as reported in the 2023 American Community Survey.
View more than 200 performance context data points for this county now.

Management

23
Total Voting Members
in Governing Body info
23
Independent Voting Members
in Governing Body info
Tax Filing Signatory info
Robert D Locke
(502) 637-6265
Principal Officer info
Robert D Locke
findCRA Profile Owner
Lesley Kinney
Chief Development Officer
lkinney@louisvillehabitat.org
Key Policies & Documents info
Written Conflict of Interest Policy
Written Document Retention & Destruction Policy
Written Whistleblower Policy
CEO Compensation Review Process
Written Minutes of Board Meetings
Financial Statements & Reporting info
Compiled or Reviewed by an Independent Accountant
Audited by an Independent Accountant
Included in Consolidated Financial Statements
Internal Audit Committee Review
Federal Grant Audit Required
Federal Grand Audit Performed
Organization Activities info
Provides Credit Counseling
Conducts Gaming Activities
Engages in Lobbying Activities
Engages in Political Activities
Makes Grants to Individuals
Makes Grants to Organizations

Information in this section is extracted from the nonprofit's e-filed tax return and based on answers provided by the nonprofit in their 990 e-filed for the tax period ending on 2021-12.

A hyphen (“-“) in this section indicates that the information was not required by the IRS or not reported by the nonprofit in its tax return e-filing.

This Nonprofit Profile was created using data available from publicly available government and industry sources, our own research, and information provided directly the nonprofit organization. Whenever possible, we utilize the most recent information available including information as made public by the Internal Revenue Service, U.S. Census Bureau, Federal Financial Institutions Examination Council, and more. The format and design of this Nonprofit Profile is ©findCRA. For more information about our Nonprofit Profiles, please visit help.findcra.com.