SOUTHWEST MICHIGAN COMMUNITY ACTION AGENCY | SMCAA

BENTON HARBOR, MI | Berrien County
Community Services
SOUTHWEST MICHIGAN COMMUNITY ACTION AGENCY | SMCAA
star_outline print more_vert
  • campaignSubmit Feedback
  • mailEmail Nonprofit
    Choose the sections you want to print close
info_outlined
As of , this nonprofit no longer meets findCRA's qualification requirements and will no longer appear in CQ search results.

Reason for disqualification:

Overview

SOUTHWEST MICHIGAN COMMUNITY ACTION AGENCY | SMCAA
38-2415106
185 E MAIN ST STE 303
BENTON HARBOR, MI 49022
Berrien County

Mission Statement info

This nonprofit has not reported a mission statement.

CRA Category info
  • Community Services
Nonprofit location info
  • LMI Census Tract
  • Majority Minority Census Tract
  • Opportunity Zone
Awards & Certifications info
  • HUD Counseling Agency
Founded info
Not reported
Total Employees info
Not reported
Total Volunteers info
Not reported
Nonprofit Classification (NTEE Code) info
S20

S - Community Improvement, Capacity Building

Community & Neighborhood Development

Organizations that focus broadly on strengthening, unifying and building the economic, cultural, educational and social services of an urban community or neighborhood. Use this code for community and neighborhood improvement organizations other than those specified below.

IRS Activity Codes info
296
Community center
-
Not reported
-
Not reported
Standard Business Classification (NAICS Code) info
813410
Civic and Social Organizations

CRA Alignment

CRA Category info
Community Services
Social services and other support for low- and moderate-income, homeless or at-risk individuals.
What does it mean for a nonprofit to be CRA aligned?
Each nonprofit on Community Qualifier has been reviewed by findCRA utilizing a dual evaluation process. Nonprofits are first evaluated by our proprietary algorithm, CRANIA, and then further validated by our CRA experts. When nonprofit passes both parts of this review, we create a nonprofit profile for them on Community Qualifier. From there, a nonprofit can claim their profile and add additional information including their programs & services, counties served, targeted clients and income groups and more.
Awards & Certifications info
Community Development Financial Institution info
Community Development Financial Institution Award Recipient info
New Market Tax Credit Recipient info
HUD Counseling Agency info
Counseling Programs Offered info
  • Financial Management/Budget Counseling
  • Financial, Budgeting and Credit Workshops
  • Pre-Purchase Counseling
  • Pre-Purchase Homebuyer Education Workshops
  • Rental Housing Workshops
Low Income Housing Tax Credit Recipient info

IRS Summary

Income
$4.7M
Revenue
$4.7M
Assets
$1.3M

IRS Business Master File Details info

As of August 2024
Exempt Ruling Date info
1985-05
Deductibility Status info
Deductible
Last Tax Filing info
2023
Organization Type info
Corporation
Organization Tax Filing Status info
990 (all other) or 990EZ return
Foundation Tax Filing Status info
990-PF not required by IRS
Affiliation Classification info
Independent Organization
Basis for Foundation/Public Charity Status info
Organization which receives a substantial part of its support from a governmental unit or the general public 170(b)(1)(A)(vi)

IRS Publication 78 Details info

As of August 2024
Verified in Publication 78 info
Yes
Deductibility Limitation info
50% (60% for cash contributions)
Organization Description info
A public charity

IRS Form 990 Returns info

Through August 2023
Tax period ending in
2022-09
E-File
990
XML
990
Tax period ending in
2021-09
PDF
990
E-File
990
XML
990
Tax period ending in
2020-09
PDF
990
E-File
990
XML
990
Tax period ending in
2019-09
PDF
990
E-File
990
XML
990
Tax period ending in
2018-09
PDF
990
E-File
990
XML
990
Tax period ending in
2017-09
E-File
990
XML
990
Tax period ending in
2016-09
E-File
990
XML
990

Nonprofit Location

Physical Address info
185 E MAIN ST STE 303
BENTON HARBOR, MI 49022
Berrien County
Area Type info
Metropolitan Statistical Area
FIPS Geocoded Address info
35660
MSA/MD info
26
State info
021
County info
0004.00
Tract info
Low
Income Level info
Core-Based Statistical Area info
35660 - Niles, MI
Combined Statistical Area info
515 - South Bend-Elkhart-Mishawaka, IN-MI
Metropolitan Division info
Not located in an MD.
Located In info
Low- or Moderate-Income Census Tract info
Opportunity Zone info
Majority Minority Census Tract info 89.75%
FFIEC Distressed Census Tract info
FFIEC Underserved Census Tract info

Market Data

Census Tract County
0004.00 Berrien County
Population
Total Population 1,951 153,938
Total Households 1,350 63,512
Income
Median Income* $28,500 $60,379
Median Family Income (2024 FFIEC est.) $85,700 $85,700
Tract Income Percentage 42.2% N/A
Below Poverty Level 41.3% 15.7%
Unemployment Level 11.3% 6.6%
Housing
Total Housing Units 1,493 76,948
Total Owner-Occupied Units 8.6% 73.0%
Total Renter-Occupied Units 81.8% 27.0%
Total Vacant Units 9.6% 5.4%
* Census Tract Median Income based on 2020 Tract Median Family Income as reported in the 2024 FFIEC Census Flat File. County Income based on Median Household Income as reported in the 2022 American Community Survey.
View more than 200 performance context data points for this county now.

Management

9
Total Voting Members
in Governing Body info
9
Independent Voting Members
in Governing Body info
Tax Filing Signatory info
Deb Oleneack
(269) 925-9077
Principal Officer info
Deb Oleneack
findCRA Profile Owner
Nonprofit profile has not yet been claimed
Key Policies & Documents info
Written Conflict of Interest Policy
Written Document Retention & Destruction Policy
Written Whistleblower Policy
CEO Compensation Review Process
Written Minutes of Board Meetings
Financial Statements & Reporting info
Compiled or Reviewed by an Independent Accountant
Audited by an Independent Accountant
Included in Consolidated Financial Statements
Internal Audit Committee Review
Federal Grant Audit Required
Federal Grand Audit Performed
Organization Activities info
Provides Credit Counseling
Conducts Gaming Activities
Engages in Lobbying Activities
Engages in Political Activities
Makes Grants to Individuals
Makes Grants to Organizations

Information in this section is extracted from the nonprofit's e-filed tax return and based on answers provided by the nonprofit in their 990 e-filed for the tax period ending on 2022-09.

A hyphen (“-“) in this section indicates that the information was not required by the IRS or not reported by the nonprofit in its tax return e-filing.

This Nonprofit Profile was automatically created by findCRA based on data available from publicly available government and industry sources and our own research. This Nonprofit Profile is not currently maintained by, endorsed by, or affiliated with this nonprofit. Whenever possible, we utilize the most recent information available including information as made public by the Internal Revenue Service, U.S. Census Bureau, Federal Financial Institutions Examination Council, and more. The format and design of this Nonprofit Profile is ©findCRA. For more information about our Nonprofit Profiles, please visit help.findcra.com.