CHRISTIAN CREDIT COUNSELORS INC

CARLSBAD, CA | San Diego County
Community Services
CHRISTIAN CREDIT COUNSELORS INC
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As of , this nonprofit no longer meets findCRA's qualification requirements and will no longer appear in CQ search results.

Reason for disqualification:

Overview

CHRISTIAN CREDIT COUNSELORS INC
38-2956171
5838 EDISON PL STE
CARLSBAD, CA 92008
San Diego County
(800) 557-1985

info@christiancreditcounselors.org
Mission Statement info

THE MISSION OF CHRISTIAN CREDIT COUNSELORS IS TO HELP INDIVIDUALS AND FAMILIES WHO ARE BURDENED WITH FINANCIAL PRESSURES TO LEARN HOW TO BECOME DEBT FREE AND ATTAIN FINANCIAL FREEDOM IN ACCORDANCE WITH PRINCIPLES FOUND IN THE BIBLE. CHRISTIAN CREDIT COUNSELORS WILL PROVIDE FINANCIAL MANAGEMENT SKILLS BY PROVIDING HIGH-QUALITY PROGRAMS, EDUCATION, AND COUNSELING. IN DELIVERING SUPERIOR PRODUCTS AND SERVICES, CHRISTIAN CREDIT COUNSELORS DEDICATES ITSELF TO PROVIDING INDUSTRY-LEADING CUSTOMER SUPPORT AND SATISFACTION. CHRISTIAN CREDIT COUNSELORS WILL SUPPORT OTHER NON-PROFIT ORGANIZATIONS AND INDIVIDUALS THROUGH PHILANTHROPIC GIVING WHILE STRIVING TO MAINTAIN PERSONAL AND SPIRITUAL FULFILLMENT FOR ALL TEAM MEMBERS IN AN ATMOSPHERE OF UTMOST PROFESSIONALISM.

CRA Category info
  • Community Services
Nonprofit location info
  • This nonprofit is not located in any CRA geographies.
Awards & Certifications info
  • This nonprofit has not received any CRA awards or certifications.
Founded info
Not reported
Total Employees info
Not reported
Total Volunteers info
Not reported
Nonprofit Classification (NTEE Code) info
P51

P - Human Services

Financial Counseling

Organizations that provide advice and guidance for people who need assistance in obtaining credit, obtaining or correcting information in their credit records, reducing their debt burden or managing their financial resources more effectively.

IRS Activity Codes info
565
Credit counseling and assistance
-
Not reported
-
Not reported
Standard Business Classification (NAICS Code) info
624190
Other Individual and Family Services
Targeted Clients info
  • Economically Disadvantaged
  • General Public
  • People Needing Credit Counseling
  • Military
  • Minority Individuals
  • Senior Citizens
  • Veterans
CRA Income Characteristics info
    This nonprofit has claimed its profile but has not yet provided this information.

CRA Alignment

CRA Category info
Community Services
Social services and other support for low- and moderate-income, homeless or at-risk individuals.
What does it mean for a nonprofit to be CRA aligned?
Each nonprofit on Community Qualifier has been reviewed by findCRA utilizing a dual evaluation process. Nonprofits are first evaluated by our proprietary algorithm, CRANIA, and then further validated by our CRA experts. When nonprofit passes both parts of this review, we create a nonprofit profile for them on Community Qualifier. From there, a nonprofit can claim their profile and add additional information including their programs & services, counties served, targeted clients and income groups and more.
Programs & Services info

Not reported by nonprofit


This nonprofit has claimed its profile but has not yet provided this information.
Awards & Certifications info
Community Development Financial Institution info
Community Development Financial Institution Award Recipient info
New Market Tax Credit Recipient info
HUD Counseling Agency info
Low Income Housing Tax Credit Recipient info

IRS Summary

Income
$2.8M
Revenue
$2.8M
Assets
$6.5M

IRS Business Master File Details info

As of Oct 2023
Exempt Ruling Date info
1994-03
Deductibility Status info
Deductible
Last Tax Filing info
2022
Organization Type info
Corporation
Organization Tax Filing Status info
990 (all other) or 990EZ return
Foundation Tax Filing Status info
990-PF not required by IRS
Affiliation Classification info
Independent Organization
Basis for Foundation/Public Charity Status info
Organization which receives a substantial part of its support from a governmental unit or the general public 170(b)(1)(A)(vi)

IRS Publication 78 Details info

As of Nov 2023
Verified in Publication 78 info
Yes
Deductibility Limitation info
50% (60% for cash contributions)
Organization Description info
A public charity

IRS Form 990 Returns info

Through August 2023
Tax period ending in
2022-12
XML
990
XML
990-T
Tax period ending in
2021-12
E-File
990
E-File
990-T
XML
990
XML
990-T
Tax period ending in
2020-12
PDF
990
E-File
990
E-File
990-T
XML
990
XML
990-T
Tax period ending in
2019-12
PDF
990
PDF
990-T
Tax period ending in
2018-12
PDF
990
PDF
990-T
E-File
990
XML
990
Tax period ending in
2017-12
PDF
990
PDF
990-T
E-File
990
XML
990
Tax period ending in
2016-12
E-File
990
XML
990
Tax period ending in
2015-12
PDF
990-T

Nonprofit Location

Physical Address info
5838 EDISON PL STE
CARLSBAD, CA 92008
San Diego County
Area Type info
Metropolitan Statistical Area
FIPS Geocoded Address info
41740
MSA/MD info
06
State info
073
County info
0221.01
Tract info
Upper
Income Level info
Core-Based Statistical Area info
41740 - San Diego-Chula Vista-Carlsbad, CA
Combined Statistical Area info
Not located in a CSA.
Metropolitan Division info
Not located in an MD.
Located In info
Low- or Moderate-Income Census Tract info
Opportunity Zone info
Majority Minority Census Tract info 29.04%
FFIEC Designated Distressed Census Tract info
FFIEC Underserved Census Tract info
Geographies Served info

Not reported by nonprofit


This nonprofit has claimed its profile but has not yet provided this information.

Market Data

Census Tract County
0221.01 San Diego County
Population
Total Population 2,631 3,296,317
Total Households 767 1,139,899
Income
Median Family Income (Census*) $155,357 $88,240
Median Family Income (2022 FFIEC est.) $106,900 $106,900
Tract Income Percentage 162.46% N/A
Below Poverty Level 12.1% 10.7%
Unemployment Level 7.7% 6.6%
Housing
Total Housing Units 1,108 1,221,613
Total Owner-Occupied Units 41.6% 54.1%
Total Renter-Occupied Units 27.6% 45.9%
Total Vacant Units 30.8% 4.6%
* Census tract income based on 2020 Census estimated data; County income based on 2021 American Community Survey data.
View more than 200 performance context data points for this county now.

Management

5
Total Voting Members
in Governing Body info
4
Independent Voting Members
in Governing Body info
Tax Filing Signatory info
Gregory Mctaggart
President
Principal Officer info
Gregory Mctaggart
findCRA Profile Owner

Compliance Officer
joycet@christiancreditcounselors.org
Key Policies & Documents info
Written Conflict of Interest Policy
Written Document Retention & Destruction Policy
Written Whistleblower Policy
CEO Compensation Review Process
Written Minutes of Board Meetings
Financial Statements & Reporting info
Compiled or Reviewed by an Independent Accountant
Audited by an Independent Accountant
Included in Consolidated Financial Statements
Internal Audit Committee Review
Federal Grant Audit Required
Federal Grand Audit Performed
Organization Activities info
Provides Credit Counseling
Conducts Gaming Activities
Engages in Lobbying Activities
Engages in Political Activities
Makes Grants to Individuals
Makes Grants to Organizations

Information in this section is not available as the nonprofit did not e-file their tax return. As such, the hyphens (“-“) in this section indicate that the information was not available.

PDFs of this nonprofit's tax filings are included in the IRS Summary section above, when available from the IRS.

This Nonprofit Profile was created using data available from publicly available government and industry sources, our own research, and information provided directly the nonprofit organization. Whenever possible, we utilize the most recent information available including information as made public by the Internal Revenue Service, U.S. Census Bureau, Federal Financial Institutions Examination Council, and more. The format and design of this Nonprofit Profile is ©findCRA. For more information about our Nonprofit Profiles, please visit help.findcra.com.