CONSUMER CREDIT AND BUDGET COUNSELING INC | NATIONAL FOUNDATION FOR DEBT MANAGEMENT

MARMORA, NJ | Cape May County
Community Services

Overview

CONSUMER CREDIT AND BUDGET COUNSELING INC | NATIONAL FOUNDATION FOR DEBT MANAGEMENT
22-3569885
299 SOUTH SHORE RD
MARMORA, NJ 08223
Cape May County
(727) 254-5353

questions@nfdm.org
Mission Statement info

NFDM WILL ALWAYS BE THE PREMIER EDUCATIONAL RESOURCE COMMITTED TO PROVIDING CONSUMERS KNOWLEDGE AND UNDERSTANDING OF THEIR PERSONAL FINANCES. EDUCATION, DISCIPLINE, COMMITMENT...THE KEYS TO A SOUND FINANCIAL FUTURE.

CRA Category info
  • Community Services
Nonprofit location info
  • This nonprofit is not located in any CRA geographies.
Awards & Certifications info
  • HUD Counseling Agency
Founded info
Not reported
Total Employees info
Not reported
Total Volunteers info
Not reported
Nonprofit Classification (NTEE Code) info
P51

P - Human Services

Financial Counseling

Organizations that provide advice and guidance for people who need assistance in obtaining credit, obtaining or correcting information in their credit records, reducing their debt burden or managing their financial resources more effectively.

IRS Activity Codes info
995
Uncoded
565
Credit counseling and assistance
-
Not reported
Standard Business Classification (NAICS Code) info
624190
Other Individual and Family Services
Targeted Clients info
  • Economically Disadvantaged
  • Families
  • First-Time Homebuyers
  • General Public
  • People Needing Credit Counseling
  • Military
  • Senior Citizens
  • Underbanked or Unbanked
  • Veterans
CRA Income Characteristics info
    This nonprofit has claimed its profile but has not yet provided this information.

CRA Alignment

CRA Category info
Community Services
Social services and other support for low- and moderate-income, homeless or at-risk individuals.
What does it mean for a nonprofit to be CRA aligned?
Each nonprofit on Community Qualifier has been reviewed by findCRA utilizing a dual evaluation process. Nonprofits are first evaluated by our proprietary algorithm, CRANIA, and then further validated by our CRA experts. When nonprofit passes both parts of this review, we create a nonprofit profile for them on Community Qualifier. From there, a nonprofit can claim their profile and add additional information including their programs & services, counties served, targeted clients and income groups and more.
Programs & Services info

Not reported by nonprofit


This nonprofit has claimed its profile but has not yet provided this information.
Awards & Certifications info
Community Development Financial Institution info
Community Development Financial Institution Award Recipient info
New Market Tax Credit Recipient info
HUD Counseling Agency info
Counseling Programs Offered info
  • Financial Management/Budget Counseling
  • Mortgage Delinquency and Default
  • Non-Delinquency Post Purchase Workshops
  • Pre-Purchase Counseling
  • Pre-Purchase Homebuyer Workshops
  • Rental Housing Counseling
  • Services for Homeless
Low Income Housing Tax Credit Recipient info

IRS Summary

Income
$3.5M
Revenue
$3.5M
Assets
$1M
Exempt Ruling Date info
1998-06
Deductibility Status info
Deductible
Last Tax Filing info
2020
Organization Type info
Corporation
Organization Tax Filing Status info
990 (all other) or 990EZ return
Foundation Tax Filing Status info
990-PF not required by IRS
Affiliation Classification info
Independent Organization
States Where Tax Return is Filed info
WY
Basis for Foundation/Public Charity Status info
Organization which receives a substantial part of its support from a governmental unit or the general public 170(b)(1)(A)(vi)

Nonprofit Location

Physical Address info
299 SOUTH SHORE RD
MARMORA, NJ 08223
Cape May County
Area Type info
Metropolitan Statistical Area
FIPS Geocoded Address info
36140
MSA/MD info
34
State info
009
County info
0203.01
Tract info
Upper
Income Level info
Core-Based Statistical Area info
36140 - Ocean City, NJ
Combined Statistical Area info
428 - Philadelphia-Reading-Camden, PA-NJ-DE-MD
Metropolitan Division info
Not located in an MD.
Located In info
Low- or Moderate-Income Census Tract info
Opportunity Zone info
Majority Minority Census Tract info 8.29%
FFIEC Designated Distressed Census Tract info
FFIEC Underserved Census Tract info
Geographies Served info

Not reported by nonprofit


This nonprofit has claimed its profile but has not yet provided this information.

Market Data

Census Tract County
0203.01 Cape May County
Population
Total Population 4,537 92,701
Total Households 1,943 40,670
Income
Median Family Income (Census*) $112,554 $72,385
Median Family Income (2022 FFIEC est.) $100,800 N/A
Tract Income Percentage 128.31% N/A
Below Poverty Level 4.8% 9.9%
Unemployment Level 2.8% 6.7%
Housing
Total Housing Units 2,545 99,394
Total Owner-Occupied Units 68.4% 78.0%
Total Renter-Occupied Units 8.0% 22.0%
Total Vacant Units 23.7% 40.1%
* Census tract income based on 2020 Census estimated data; County income based on 2020 American Community Survey data.
View more than 200 performance context data points for this county now.

Management

4
Total Voting Members
in Governing Body
info
4
Independent Voting Members
in Governing Body
info
Tax Filing Signatory info
Russell Graves
Executive Director
(609) 390-9652
Principal Officer info
Russell Graves
findCRA Profile Owner
Patrick Cox
Director of Education
pcox@nfdm.org
Key Policies & Documents info
Written Conflict of Interest Policy
Written Document Retention & Destruction Policy
Written Wistleblower Policy
CEO Compensation Review Process
Written Minutes of Board Meetings
Financial Statements & Reporting info
Compiled or Reviewed by an Independent Accountant
Audited by an Independent Accountant
Included in Consolidated Financial Statements
Internal Audit Committee Review
Federal Grant Audit Required
Federal Grand Audit Performed
IRS Reported Activities info
Provides Credit Counseling
Conducts Gaming Activities
Engages in Lobbying Activities
Engages in Political Activities
Makes Grants to Individuals
Makes Grants to Organizations

"NA" in this section indicates that the information was not available in the nonprofit's most recent IRS tax filing.

This Nonprofit Profile was created using data available from publicly available government and industry sources, our own research, and information provided directly the nonprofit organization. Whenever possible, we utilize the most recent information available including information as made public by the Internal Revenue Service, U.S. Census Bureau, Federal Financial Institutions Examination Council, and more. The format and design of this Nonprofit Profile is ©findCRA. For more information about our Nonprofit Profiles, please visit www.learncra.com.