CONSUMER CREDIT COUNSELING SERVICE NORTHEASTERN IOWA INC

WATERLOO, IA | Black Hawk County
Community Services

Overview

CONSUMER CREDIT COUNSELING SERVICE NORTHEASTERN IOWA INC
42-1236403
1003 W 4TH ST
WATERLOO, IA 50702
Black Hawk County

Mission Statement info

This nonprofit has not reported a mission statement.

CRA Category info
  • Community Services
Nonprofit location info
  • LMI Census Tract
  • Majority Minority Census Tract
Awards & Certifications info
  • HUD Counseling Agency
Founded info
Not reported
Total Employees info
Not reported
Total Volunteers info
Not reported
Nonprofit Classification (NTEE Code) info
P51

P - Human Services

Financial Counseling

Organizations that provide advice and guidance for people who need assistance in obtaining credit, obtaining or correcting information in their credit records, reducing their debt burden or managing their financial resources more effectively.

IRS Activity Codes info
565
Credit counseling and assistance
575
Services for the aged
-
Not reported
Standard Business Classification (NAICS Code) info
624190
Other Individual and Family Services

CRA Alignment

CRA Category info
Community Services
Social services and other support for low- and moderate-income, homeless or at-risk individuals.
What does it mean for a nonprofit to be CRA aligned?
Each nonprofit on Community Qualifier has been reviewed by findCRA utilizing a dual evaluation process. Nonprofits are first evaluated by our proprietary algorithm, CRANIA, and then further validated by our CRA experts. When nonprofit passes both parts of this review, we create a nonprofit profile for them on Community Qualifier. From there, a nonprofit can claim their profile and add additional information including their programs & services, counties served, targeted clients and income groups and more.
Awards & Certifications info
Community Development Financial Institution info
Community Development Financial Institution Award Recipient info
New Market Tax Credit Recipient info
HUD Counseling Agency info
Counseling Programs Offered info
  • Fair Housing Pre-Purchase Education
  • Financial Management/Budget Counseling
  • Financial, Budgeting and Credit Workshops
  • Mortgage Delinquency and Default Resolution Counseling
  • Non-Delinquency Post Purchase Workshops
  • Pre-Purchase Counseling
  • Pre-Purchase Homebuyer Education Workshops
  • Predatory Lending Education Workshops
  • Resolving/Preventing Mortgage Delinquency Workshop
  • Rental Housing Counseling
  • Rental Housing Workshops
  • Services for Homeless Counseling
Low Income Housing Tax Credit Recipient info

IRS Summary

Income
-
Revenue
-
Assets
-

Not reported by IRS.


The income, revenue, and assets information was not included on this nonprofit's most recent tax filing or the nonprofit has not yet filed its first tax return.

IRS Business Master File Details info

As of Oct 2023
Exempt Ruling Date info
1970-01
Deductibility Status info
Not reported
Last Tax Filing info
Not required to file by IRS
Organization Type info
Not reported
Organization Tax Filing Status info
Not reported
Foundation Tax Filing Status info
Not reported
Affiliation Classification info
Not reported
Basis for Foundation/Public Charity Status info
Not reported

IRS Publication 78 Details info

As of Nov 2023
Verified in Publication 78 info
No
Deductibility Limitation info
Not reported
Organization Description info
Not reported

IRS Form 990 Returns info

Through August 2023
Tax period ending in
2020-06
Tax period ending in
2019-12
Tax period ending in
2018-12
Tax period ending in
2017-12
Tax period ending in
2016-12

Nonprofit Location

Physical Address info
1003 W 4TH ST
WATERLOO, IA 50702
Black Hawk County
Area Type info
Metropolitan Statistical Area
FIPS Geocoded Address info
47940
MSA/MD info
19
State info
013
County info
0002.00
Tract info
Moderate
Income Level info
Core-Based Statistical Area info
47940 - Waterloo-Cedar Falls, IA
Combined Statistical Area info
Not located in a CSA.
Metropolitan Division info
Not located in an MD.
Located In info
Low- or Moderate-Income Census Tract info
Opportunity Zone info
Majority Minority Census Tract info 53.80%
FFIEC Designated Distressed Census Tract info
FFIEC Underserved Census Tract info

Market Data

Census Tract County
0002.00 Black Hawk County
Population
Total Population 2,855 131,396
Total Households 1,057 53,465
Income
Median Family Income (Census*) $52,625 $57,191
Median Family Income (2023 FFIEC est.) $91,100 $90,100
Tract Income Percentage 68.41% N/A
Below Poverty Level 17.1% 15.0%
Unemployment Level 13.4% 5.2%
Housing
Total Housing Units 1,243 58,378
Total Owner-Occupied Units 26.9% 65.4%
Total Renter-Occupied Units 58.2% 34.6%
Total Vacant Units 15.0% 6.6%
* Census tract income based on 2020 American Community Survey data as reported in the 2023 FFIEC Census Flat File; County income based on 2021 American Community Survey data.
View more than 200 performance context data points for this county now.

Management

5
Total Voting Members
in Governing Body
info
5
Independent Voting Members
in Governing Body
info
Tax Filing Signatory info
Karen Atwood
(319) 234-0661
Principal Officer info
Karen Atwood
findCRA Profile Owner
Nonprofit profile has not yet been claimed
Key Policies & Documents info
Written Conflict of Interest Policy
Written Document Retention & Destruction Policy
Written Whistleblower Policy
CEO Compensation Review Process
Written Minutes of Board Meetings
Financial Statements & Reporting info
Compiled or Reviewed by an Independent Accountant
Audited by an Independent Accountant
Included in Consolidated Financial Statements
Internal Audit Committee Review
Federal Grant Audit Required
Federal Grand Audit Performed
Organization Activities info
Provides Credit Counseling
Conducts Gaming Activities
Engages in Lobbying Activities
Engages in Political Activities
Makes Grants to Individuals
Makes Grants to Organizations

Information in this section is extracted from the nonprofit's e-filed tax return and based on answers provided by the nonprofit in their 990 e-filed for the tax period ending on 2018-12.

A hyphen (“-“) in this section indicates that the information was not required by the IRS or not reported by the nonprofit in its tax return e-filing.

This Nonprofit Profile was automatically created by findCRA based on data available from publicly available government and industry sources and our own research. This Nonprofit Profile is not currently maintained by, endorsed by, or affiliated with this nonprofit. Whenever possible, we utilize the most recent information available including information as made public by the Internal Revenue Service, U.S. Census Bureau, Federal Financial Institutions Examination Council, and more. The format and design of this Nonprofit Profile is ©findCRA. For more information about our Nonprofit Profiles, please visit help.findcra.com.