CONSUMER EDUCATION SERVICES INC
RALEIGH, NC | Wake County
Community Services
Overview
CONSUMER EDUCATION SERVICES INC
56-2106758
3700 BARRETT DR
RALEIGH, NC 27609
Wake County
RALEIGH, NC 27609
Wake County
(866) 484-5373
info@cesisolutions.org
Mission Statement
CONSUMER EDUCATION SERVICES, INC. (CESI) IS A NON-PROFIT SERVICE PROVIDER OF COMPREHENSIVE PERSONAL FINANCIAL EDUCATION AND SOLUTIONS FOR ALL LIFE STAGES AND FOR ALL OF LIFE’S MILESTONES. OUR GOAL IS ENHANCED ECONOMIC SECURITY FOR EVERYONE WE SERVE.
CRA Category
- Community Services
Nonprofit location
- This nonprofit is not located in any CRA geographies.
Awards & Certifications
- HUD Counseling Agency
Founded
Not reported
Total Employees
Not reported
Total Volunteers
Not reported
Nonprofit Classification (NTEE Code)
P51
P - Human Services
Financial Counseling
Organizations that provide advice and guidance for people who need assistance in obtaining credit, obtaining or correcting information in their credit records, reducing their debt burden or managing their financial resources more effectively.
IRS Activity Codes
-
Not reported
-
Not reported
-
Not reported
Standard Business Classification (NAICS Code)
624190
Other Individual and Family Services
Targeted Clients
- First-Time Homebuyers
- General Public
- People Needing Credit Counseling
- Small Businesses
- Underbanked or Unbanked
CRA Income Characteristics
This nonprofit has claimed its profile but has not yet provided this information.
CRA Alignment
CRA Category
Community Services
Social services and other support for low- and moderate-income, homeless or at-risk individuals.
What does it mean for a nonprofit to be CRA aligned?
Each nonprofit on Community Qualifier has been reviewed by findCRA utilizing a dual evaluation process. Nonprofits are first evaluated by our proprietary algorithm, CRANIA, and
then further validated by our CRA experts. When nonprofit passes both parts of this review, we create a nonprofit profile for them on Community Qualifier. From there, a nonprofit can claim their profile and add additional information including their programs & services, counties served, targeted clients and income groups and more.
Programs & Services
COVID-19 RESPONSE & RECOVERY EFFORTS
Established a dedicated COVID-19 Financial Counseling Hotline to provide foreclosure prevention, bankruptcy, housing, debt management, and financial counseling.
Targeted Clients
Not reported
CRA Income Characteristics
Not reported
Awards & Certifications
Community Development Financial Institution
Community Development Financial Institution Award Recipient
New Market Tax Credit Recipient
HUD Counseling Agency
Counseling Programs Offered
- Fair Housing Pre-Purchase Education
- Financial Management/Budget Counseling
- Financial, Budgeting and Credit Workshops
- Mortgage Delinquency and Default Resolution Counseling
- Pre-Purchase Counseling
- Pre-Purchase Homebuyer Education Workshops
- Resolving/Preventing Mortgage Delinquency Workshop
- Rental Housing Counseling
- Rental Housing Workshops
- Reverse Mortgage Counseling
- Services for Homeless Counseling
Low Income Housing Tax Credit Recipient
IRS Summary
Income
$23M
Revenue
$9M
Assets
$5.4M
IRS Business Master File Details
As of March 2025
Exempt Ruling Date
1999-01
Deductibility Status
Deductible
Last Tax Filing
2023
Organization Type
Corporation
Organization Tax Filing Status
990 (all other) or 990EZ return
Foundation Tax Filing Status
990-PF not required by IRS
Affiliation Classification
Independent Organization
Basis for Foundation/Public Charity Status
Organization normally receives no more than one-third of support from gross investment and unrelated business income and at same time more than one-third of its support from contributions, fees and gross receipts related to exempt purposes 509(a)(2)
IRS Publication 78 Details
As of March 2025
Verified in Publication 78
Yes
Deductibility Limitation
50% (60% for cash contributions)
Organization Description
A public charity
IRS Form 990 Returns
Through December 2024
Tax period ending in
2016-06
Nonprofit Location
Physical Address
3700 BARRETT DR
RALEIGH, NC 27609
Wake County
RALEIGH, NC 27609
Wake County
Area Type
Metropolitan Statistical Area
FIPS Geocoded Address
39580
MSA/MD
37
State
183
County
0526.03
Tract
Upper
Income Level
Core-Based Statistical Area
39580 - Raleigh-Cary, NC
Combined Statistical Area
450 - Raleigh-Durham-Cary, NC
Metropolitan Division
Not located in an MD.
Located In
Low- or Moderate-Income Census Tract
Opportunity Zone
Majority Minority Census Tract
11.38%
FFIEC Distressed Census Tract
FFIEC Underserved Census Tract
Geographies Served
Not reported by nonprofit
This nonprofit has claimed its profile but has not yet provided this information.
Market Data
| Census Tract | County | |
|---|---|---|
| 0526.03 | Wake County | |
| Population | ||
| Total Population | 3,613 | 1,151,009 |
| Total Households | 1,530 | 445,636 |
| Income | ||
| Median Income* | $184,643 | $101,763 |
| Median Family Income (2024 FFIEC est.) | $122,300 | $117,000 |
| Tract Income Percentage | 190.49% | N/A |
| Below Poverty Level | 5.0% | 7.9% |
| Unemployment Level | 0.9% | 4.2% |
| Housing | ||
| Total Housing Units | 1,836 | 481,999 |
| Total Owner-Occupied Units | 46.5% | 64.4% |
| Total Renter-Occupied Units | 36.9% | 35.6% |
| Total Vacant Units | 16.7% | 9.9% |
* Census Tract Median Income based on 2020 Tract Median Family Income as reported in the 2024 FFIEC Census Flat File. County Income based on Median Household Income as reported in the 2023 American Community Survey.
Management
5
Total Voting Members
in Governing Body
in Governing Body
5
Independent Voting Members
in Governing Body
in Governing Body
Tax Filing Signatory
Steven Cole
(919) 861-5324
(919) 861-5324
Principal Officer
Steven Cole
findCRA Profile Owner
Tracy East
Director of Communication
teast@cesisolutions.org
Director of Communication
teast@cesisolutions.org
Key Policies & Documents
Written Conflict of Interest Policy
Written Document Retention & Destruction Policy
Written Whistleblower Policy
CEO Compensation Review Process
Written Minutes of Board Meetings
Financial Statements & Reporting
Compiled or Reviewed by an Independent Accountant
Audited by an Independent Accountant
Included in Consolidated Financial Statements
Internal Audit Committee Review
Federal Grant Audit Required
Federal Grand Audit Performed
Organization Activities
Provides Credit Counseling
Conducts Gaming Activities
Engages in Lobbying Activities
Engages in Political Activities
Makes Grants to Individuals
Makes Grants to Organizations
Information in this section is extracted from the nonprofit's e-filed tax return and based on answers provided by the nonprofit in their 990 e-filed for the tax period ending on 2022-06.
A hyphen (“-“) in this section indicates that the information was not required by the IRS or not reported by the nonprofit in its tax return e-filing.
This Nonprofit Profile was created using data available from publicly available government and industry sources, our own research, and information provided directly the nonprofit organization. Whenever possible, we utilize the most recent information available including information as made public by the Internal Revenue Service, U.S. Census Bureau, Federal Financial Institutions Examination Council, and more. The format and design of this Nonprofit Profile is ©findCRA. For more information about our Nonprofit Profiles, please visit help.findcra.com.
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