DELRAY CREDIT COUNSELING CORP

LAKE WORTH, FL | Palm Beach County
Community Services

Overview

DELRAY CREDIT COUNSELING CORP
36-4516420
7950 S MILITARY TRL STE 105
LAKE WORTH, FL 33463
Palm Beach County
(561) 279-9110

Mission Statement info

OUR MISSION IS TO PROVIDE CONSUMERS IN NEED, WITH COMPREHENSIVE EDUCATIONAL MATERIALS ON SUBJECTS SUCH AS BUDGETING, SAVINGS, EMERGENCY CASH RESERVES, UNDERSTANDING YOUR CREDIT REPORT, CREDIT SCORES, AND FINANCE CHARGES. ALONG WITH THE MOST CURRENT INFORMATION ON CHANGES REGARDING CONSUMER CREDIT AND FINANCE. DEBT MANAGEMENT SERVICES (DMP) ARE OFFERED TO CONSUMERS EXPERIENCING A FINANCIAL HARDSHIP. FURTHER, OUR MISSION IS TO KEEP UP WITH TECHNOLOGY AND PROVIDE EDUCATIONAL MATERIALS THAT ARE FORMATTED FOR THE COMPUTER AGE. FOR EXAMPLE, FREE SMART PHONE APPS TO HELP MANAGE FINANCES. IN SUMMARY, OUR MISSION IS TO ASSIST CONSUMERS IN NEED WITH FINANCIAL PLANNING AND EDUCATION, THEREBY HELPING THEM CREATE FINANCIAL STABILITY AND A BALANCED LIFE.

Founded info
2002
Total Employees info
21
Total Volunteers info
Not reported
CRA Category info
  • Community Services
Nonprofit location info
  • Majority Minority Census Tract
Awards & Certifications info
  • This nonprofit has not received any CRA awards or certifications.
Nonprofit Classification (NTEE Code) info
P51

P - Human Services

Financial Counseling

Organizations that provide advice and guidance for people who need assistance in obtaining credit, obtaining or correcting information in their credit records, reducing their debt burden or managing their financial resources more effectively.

IRS Activity Codes info
-
Not reported
-
Not reported
-
Not reported
Standard Business Classification (NAICS Code) info
624190
Other Individual and Family Services

CRA Alignment

CRA Category info
Community Services
Social services and other support for low- and moderate-income, homeless or at-risk individuals.
CRA Certification info
Has not applied.
Awards & Certifications info
Community Development Financial Institution info
Community Development Financial Institution Award Recipient info
New Market Tax Credit Recipient info
HUD Counseling Agency info
Low Income Housing Tax Credit Recipient info

IRS Summary

Income
$627.1K
Revenue
$627.1K
Assets
$128.2K
Exempt Ruling Date info
2008-02
Deductibility Status info
Deductible
Tax Filing Year info
2018
Organization Type info
Corporation
Organization Tax Filing Status info
990 (all other) or 990EZ return
Foundation Tax Filing Status info
990-PF not required by IRS
Affiliation Classification info
Independent Organization
States Where Tax Return is Filed info
FL
Basis for Foundation/Public Charity Status info
Organization normally receives no more than one-third of support from gross investment and unrelated business income and at same time more than one-third of its support from contributions, fees and gross receipts related to exempt purposes 509(a)(2)
IRS Reported Activities info
Provides Credit Counseling
Conducts Gaming Activities
Engages in Lobbying Activities
Engages in Political Activities
Makes Grants to Individuals
Makes Grants to Organizations

Nonprofit Location

Physical Address info
7950 S MILITARY TRL STE 105
LAKE WORTH, FL 33463
Palm Beach County
FIPS Geocoded Address info
33100
MSA/CBSA info
12
State info
099
County info
0059.18
Tract info
Moderate
Income Level info
Core-Based Statistical Area info
Miami-Fort Lauderdale-Pompano Beach, FL
Combined Statistical Area info
Miami-Port St. Lucie-Fort Lauderdale, FL
Metropolitan Division info
West Palm Beach-Boca Raton-Boynton Beach, FL
Area Type info
Metropolitan Statistical Area
Located In info
Low- or Moderate-Income Census Tract info
Opportunity Zone info
Majority Minority Census Tract info 40.54%
Designated Distressed Census Tract info
Underserved Census Tract info

Market Data

Census Tract County
0059.18 Palm Beach County
Population
Total Population 2,977 1,446,277
Total Households 1,025 548,216
Income
Median Family Income (Census*) $52,650 $59,943
Median Family Income (2019 FFIEC) $75,400 N/A
Tract Income Percentage 79.87% N/A
Below Poverty Level 15.4% 12.8%
Unemployment Level 8.2% 6.5%
Housing
Total Housing Units 1,152 682,671
Total Owner-Occupied Units 63.4% 68.6%
Total Renter-Occupied Units 25.6% 31.4%
Total Vacant Units 11.0% 10.4%
* Census tract income based on 2019 Census estimated data; County income based on 2018 American Community Survey data.
View more than 200 performance context data points for this county now.

Management

4
Total Voting Members
in Governing Body
info
4
Independent Voting Members
in Governing Body
info
Tax Filing Signatory info
Thomas P Eichas
President
(561) 279-9110
Principal Officer info
Thomas P Eichas
Key Policies & Documents info
Written Conflict of Interest Policy
Written Document Retention & Destruction Policy
Written Wistleblower Policy
CEO Compensation Review Process
Written Minutes of Board Meetings
Financial Statements & Reporting info
Compiled or Reviewed by an Independent Accountant
Audited by an Independent Accountant
Included in Consolidated Financial Statements
Internal Audit Committee Review
Federal Grant Audit Required
Federal Grand Audit Performed

"NA" in this section indicates that the information was not available in the nonprofit's most recent IRS tax filing.

This Nonprofit Profile was automatically created by findCRA based on data available from publicly available government and industry sources and our own research. This Nonprofit Profile is not currently maintained by, endorsed by, or affiliated with this nonprofit. Whenever possible, we utilize the most recent information available including information as made public by the Internal Revenue Service, U.S. Census Bureau, Federal Financial Institutions Examination Council, and more. The format and design of this Nonprofit Profile is ©findCRA. For more information about our Nonprofit Profiles, please visit www.learncra.com.