EMBARRAS RIVER BASIN AGENCY INC

GREENUP, IL | Cumberland County
Community Services
EMBARRAS RIVER BASIN AGENCY INC
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As of , this nonprofit no longer meets findCRA's qualification requirements and will no longer appear in CQ search results.

Reason for disqualification:

Overview

EMBARRAS RIVER BASIN AGENCY INC
37-0890281
400 W PLEASANT ST
GREENUP, IL 62428
Cumberland County
(217) 923-3113

sandyd@erbainc.org
  • linkedin
Mission Statement info

THE EMBARRAS RIVER BASIN AGENCY, INC. IS DEDICATED TO SERVING THE NEEDS OF AT-RISK, LOW-INCOME INDIVIDUALS AND FAMILIES. THE COMMON GOAL OF ALL PROGRAMS WITHIN THE AGENCY IS TO FOSTER COMMUNITY INVOLVEMENT, PROFESSIONAL PARTNERSHIPS, AND TRUST BETWEEN ALL ENTITIES. THE AGENCY AND STAFF MEMBERS ARE COMMITTED TO PROVIDING LIFE SKILLS THAT WILL ASSIST INDIVIDUALS AND FAMILIES TO ATTAIN A HIGHER LEVEL OF STABILITY, SELF-SUFFICIENCY AND A BETTER QUALITY OF LIFE.

CRA Category info
  • Community Services
Nonprofit location info
  • Opportunity Zone
Awards & Certifications info
  • HUD Counseling Agency
Founded info
1965
Total Employees info
172
Total Volunteers info
102
Nonprofit Classification (NTEE Code) info
S20

S - Community Improvement, Capacity Building

Community & Neighborhood Development

Organizations that focus broadly on strengthening, unifying and building the economic, cultural, educational and social services of an urban community or neighborhood. Use this code for community and neighborhood improvement organizations other than those specified below.

IRS Activity Codes info
999
Uncoded
-
Not reported
-
Not reported
Standard Business Classification (NAICS Code) info
813410
Civic and Social Organizations
Targeted Clients info
  • Disabled
  • Economically Disadvantaged
  • Families
  • First-Time Homebuyers
  • General Public
  • People Needing Credit Counseling
  • LGBTQ Individuals
  • Minority Individuals
  • Rural Residents
  • Senior Citizens
  • Underbanked or Unbanked
  • Veterans
  • Women
CRA Income Characteristics info
  • HUD Assistance Recipients
  • Low-Income
  • Moderate-Income
  • People Living Below Poverty Level
  • SNAP Recipients
  • SSI Recipients
  • Welfare Recipients

CRA Alignment

CRA Category info
Community Services
Social services and other support for low- and moderate-income, homeless or at-risk individuals.
95%
Percent LMI Served info
as reported by the nonprofit
What does it mean for a nonprofit to be CRA aligned?
Each nonprofit on Community Qualifier has been reviewed by findCRA utilizing a dual evaluation process. Nonprofits are first evaluated by our proprietary algorithm, CRANIA, and then further validated by our CRA experts. When nonprofit passes both parts of this review, we create a nonprofit profile for them on Community Qualifier. From there, a nonprofit can claim their profile and add additional information including their programs & services, counties served, targeted clients and income groups and more.
LOWHIGH
LOWHIGH
LOWHIGH
LOWHIGH
Programs & Services info
Online Financial Literacy Program
Many of our families in our nine county rural areas are challenged to get to in person workshops for financial literacy courses. We are seeking to partner with a lender to provide support for an online financial literacy program that we can track their progress.
Targeted Clients info
  • Families
  • First-Time Homebuyers
  • General Public
  • People needing Credit Counseling
  • LGBTQ Individuals
  • Men
  • Minority Individuals
  • Rural Residents
  • Senior Citizens
  • Veterans
  • Women
CRA Income Characteristics info
  • Low-Income
  • Moderate-Income
  • People Living Below Poverty Level
  • HUD Assistance Recipients
  • Medicaid Recipients
  • SNAP Recipients
  • SSI Recipients
  • Welfare Recipients
Mortgage and Property Tax assistance
After IHDA's HomeOwner Assistance Fund (HAF) ended in October 31, 2023 we have been getting calls for funds to assist clients make their mortgage payments due to hardships.
Targeted Clients info
  • Disabled
  • Domestic Violence Victims
  • Economically Disadvantaged
  • Families
  • General Public
  • People needing Credit Counseling
  • Inmates or Ex-Offenders
  • Job Seekers
  • LGBTQ Individuals
  • Men
  • Military
  • Minority Individuals
  • People in Recovery
  • Rural Residents
  • Senior Citizens
  • Underbanked or Unbanked
  • Veterans
  • Unemployed
  • Women
CRA Income Characteristics info
  • Low-Income
  • Moderate-Income
  • People Living Below Poverty Level
  • HUD Assistance Recipients
  • Medicaid Recipients
  • SNAP Recipients
  • SSI Recipients
  • Welfare Recipients
Awards & Certifications info
Community Development Financial Institution info
Community Development Financial Institution Award Recipient info
New Market Tax Credit Recipient info
HUD Counseling Agency info
Counseling Programs Offered info
  • Financial Management/Budget Counseling
  • Financial, Budgeting and Credit Workshops
  • Home Improvement and Rehabilitation Counseling
  • Mortgage Delinquency and Default Resolution Counseling
  • Pre-Purchase Counseling
  • Pre-Purchase Homebuyer Education Workshops
  • Rental Housing Counseling
  • Services for Homeless Counseling
Low Income Housing Tax Credit Recipient info

IRS Summary

Income
$22M
Revenue
$22M
Assets
$3.3M

IRS Business Master File Details info

As of March 2024
Exempt Ruling Date info
1967-02
Deductibility Status info
Deductible
Last Tax Filing info
2022
Organization Type info
Corporation
Organization Tax Filing Status info
990 (all other) or 990EZ return
Foundation Tax Filing Status info
990-PF not required by IRS
Affiliation Classification info
Independent Organization
Basis for Foundation/Public Charity Status info
Governmental unit 170(b)(1)(A)(v)

IRS Publication 78 Details info

As of March 2024
Verified in Publication 78 info
Yes
Deductibility Limitation info
50% (60% for cash contributions)
Organization Description info
A public charity

IRS Form 990 Returns info

Through August 2023
Tax period ending in
2022-06
E-File
990
XML
990
Tax period ending in
2021-06
PDF
990
E-File
990
XML
990
Tax period ending in
2020-06
PDF
990
E-File
990
XML
990
Tax period ending in
2019-06
PDF
990
Tax period ending in
2018-06
PDF
990
E-File
990
XML
990
Tax period ending in
2017-06
E-File
990
XML
990
Tax period ending in
2016-06
E-File
990
XML
990

Nonprofit Location

Physical Address info
400 W PLEASANT ST
GREENUP, IL 62428
Cumberland County
Area Type info
Micropolitan Statistical Area
FIPS Geocoded Address info
NA
MSA/MD info
17
State info
035
County info
9724.00
Tract info
Middle
Income Level info
Core-Based Statistical Area info
16660 - Charleston-Mattoon, IL
Combined Statistical Area info
Not located in a CSA.
Metropolitan Division info
Not located in an MD.
Located In info
Low- or Moderate-Income Census Tract info
Opportunity Zone info
Majority Minority Census Tract info 6.01%
FFIEC Designated Distressed Census Tract info
FFIEC Underserved Census Tract info
Geographies Served info
  • IL - Clark County
  • IL - Coles County
  • IL - Crawford County
  • IL - Cumberland County
  • IL - Douglas County
  • IL - Edgar County
  • IL - Jasper County
  • IL - Lawrence County
  • IL - Richland County

Market Data

Census Tract County
9724.00 Cumberland County
Population
Total Population 2,913 10,447
Total Households 1,277 4,142
Income
Median Family Income (Census*) $69,583 $71,274
Median Family Income (2023 FFIEC est.) $82,300 $82,300
Tract Income Percentage 100.9% N/A
Below Poverty Level 13.1% 9.7%
Unemployment Level 2.2% 1.9%
Housing
Total Housing Units 1,498 4,734
Total Owner-Occupied Units 71.4% 81.1%
Total Renter-Occupied Units 13.9% 18.9%
Total Vacant Units 14.8% 4%
* Census tract income based on 2020 American Community Survey data as reported in the 2023 FFIEC Census Flat File; County income based on 2022 American Community Survey data.
View more than 200 performance context data points for this county now.

Management

16
Total Voting Members
in Governing Body info
16
Independent Voting Members
in Governing Body info
Tax Filing Signatory info
Catherine Feltner
(217) 923-3113
Principal Officer info
Cathy Feltner
findCRA Profile Owner
Sandy Deters
Housing Counselor Coordinator
sandyd@erbainc.org
Key Policies & Documents info
Written Conflict of Interest Policy
Written Document Retention & Destruction Policy
Written Whistleblower Policy
CEO Compensation Review Process
Written Minutes of Board Meetings
Financial Statements & Reporting info
Compiled or Reviewed by an Independent Accountant
Audited by an Independent Accountant
Included in Consolidated Financial Statements
Internal Audit Committee Review
Federal Grant Audit Required
Federal Grand Audit Performed
Organization Activities info
Provides Credit Counseling
Conducts Gaming Activities
Engages in Lobbying Activities
Engages in Political Activities
Makes Grants to Individuals
Makes Grants to Organizations

Information in this section is extracted from the nonprofit's e-filed tax return and based on answers provided by the nonprofit in their 990 e-filed for the tax period ending on 2022-06.

A hyphen (“-“) in this section indicates that the information was not required by the IRS or not reported by the nonprofit in its tax return e-filing.

This Nonprofit Profile was created using data available from publicly available government and industry sources, our own research, and information provided directly the nonprofit organization. Whenever possible, we utilize the most recent information available including information as made public by the Internal Revenue Service, U.S. Census Bureau, Federal Financial Institutions Examination Council, and more. The format and design of this Nonprofit Profile is ©findCRA. For more information about our Nonprofit Profiles, please visit help.findcra.com.