FINANCIAL BEGINNINGS
PORTLAND, OR | Multnomah County
Community Services
Overview
FINANCIAL BEGINNINGS
20-3530960
6443 SW BEAVERTON HILLSDALE HWY ST
PORTLAND, OR 97221
Multnomah County
PORTLAND, OR 97221
Multnomah County
(800) 406-1876
info@financialbeginnings.org
Mission Statement
FINANCIAL BEGINNINGS EMPOWERS YOUTH AND ADULTS TO TAKE CONTROL OF THEIR FINANCIAL FUTURES.
CRA Category
- Community Services
Nonprofit location
- This nonprofit is not located in any CRA geographies.
Awards & Certifications
- This nonprofit has not received any CRA awards or certifications.
Founded
2005
Total Employees
18
Total Volunteers
2,000
Nonprofit Classification (NTEE Code)
P51
P - Human Services
Financial Counseling
Organizations that provide advice and guidance for people who need assistance in obtaining credit, obtaining or correcting information in their credit records, reducing their debt burden or managing their financial resources more effectively.
IRS Activity Codes
-
Not reported
-
Not reported
-
Not reported
Standard Business Classification (NAICS Code)
624190
Other Individual and Family Services
Targeted Clients
- At-Risk Youth
- Children & Youth
- College Students
- Economically Disadvantaged
- K-12 Students
- General Public
- Nonprofits
- People in Recovery
- Underbanked or Unbanked
CRA Income Characteristics
- Low-Income
- Moderate-Income
- People Living Below Poverty Level
CRA Alignment
CRA Category
Community Services
Social services and other support for low- and moderate-income, homeless or at-risk individuals.
70%
Percent LMI Served
as reported by the nonprofit
What does it mean for a nonprofit to be CRA aligned?
Each nonprofit on Community Qualifier has been reviewed by findCRA utilizing a dual evaluation process. Nonprofits are first evaluated by our proprietary algorithm, CRANIA, and
then further validated by our CRA experts. When nonprofit passes both parts of this review, we create a nonprofit profile for them on Community Qualifier. From there, a nonprofit can claim their profile and add additional information including their programs & services, counties served, targeted clients and income groups and more.
LOWHIGH
LOWHIGH
LOWHIGH
LOWHIGH
Programs & Services
Financial Education - Program Licensing
Financial Beginnings is a national nonprofit that provides accessible and unbiased financial education programming to youth and adults in schools and community-based organizations across the country. Our programming, revised annually to ensure best practices and state standards, incorporates all aspects of personal finance to give individuals the foundation they need to make informed financial decisions. Program licensing is available for our full suite of curricula: elementary school, middle school, and high school students; adults; first-in-family college students; adults in transition; and more. Licensing agreements are tailored to meet the needs of your organization and the groups you serve.
Targeted Clients
- At-Risk Youth
- Children & Youth
- College Students
- K-12 Students
- Entrepreneurs
- General Public
- Nonprofits
- Unemployed
CRA Income Characteristics
- Low-Income
- Moderate-Income
- People Living Below Poverty Level
Awards & Certifications
Community Development Financial Institution
Community Development Financial Institution Award Recipient
New Market Tax Credit Recipient
HUD Counseling Agency
Low Income Housing Tax Credit Recipient
IRS Summary
Income
$1.2M
Revenue
$1.2M
Assets
$1.2M
IRS Business Master File Details
As of July 2025
Exempt Ruling Date
2006-10
Deductibility Status
Deductible
Last Tax Filing
2024
Organization Type
Corporation
Organization Tax Filing Status
990 (all other) or 990EZ return
Foundation Tax Filing Status
990-PF not required by IRS
Affiliation Classification
Independent Organization
Basis for Foundation/Public Charity Status
Organization which receives a substantial part of its support from a governmental unit or the general public 170(b)(1)(A)(vi)
IRS Publication 78 Details
As of March 2025
Verified in Publication 78
Yes
Deductibility Limitation
50% (60% for cash contributions)
Organization Description
A public charity
IRS Form 990 Returns
Through December 2024
Nonprofit Location
Main Address
6443 SW BEAVERTON HILLSDALE HWY ST
PORTLAND, OR 97221
Multnomah County
PORTLAND, OR 97221
Multnomah County
Area Type
Metropolitan Statistical Area
FIPS Geocoded Address
38900
MSA/MD
41
State
051
County
0068.01
Tract
Upper
Income Level
Core-Based Statistical Area
38900 - Portland-Vancouver-Hillsboro, OR-WA
Combined Statistical Area
440 - Portland-Vancouver-Salem, OR-WA
Metropolitan Division
Not located in an MD.
Located In
Low- or Moderate-Income Census Tract
Opportunity Zone
Majority Minority Census Tract
22.67%
FFIEC Distressed Census Tract
FFIEC Underserved Census Tract
Geographies Served
- CA - Alameda County
- CA - Los Angeles County
- CA - Orange County
- CA - San Francisco County
- CA - San Mateo County
- CA - Ventura County
- NE - Douglas County
- NE - Lancaster County
- OR - All Counties
- OR - Clackamas County
- OR - Columbia County
- OR - Jefferson County
- OR - Josephine County
- OR - Klamath County
- OR - Lane County
- OR - Linn County
- OR - Marion County
- OR - Multnomah County
- OR - Washington County
- OR - Yamhill County
- WA - All Counties
- WA - Clark County
- WA - Cowlitz County
- WA - King County
- WA - Lewis County
- WA - Skagit County
- WA - Snohomish County
Market Data
| Census Tract | County | |
|---|---|---|
| 0068.01 | Multnomah County | |
| Population | ||
| Total Population | 2,373 | 803,863 |
| Total Households | 1,015 | 347,392 |
| Income | ||
| Median Income* | $197,750 | $86,247 |
| Median Family Income (2024 FFIEC est.) | $116,900 | $114,400 |
| Tract Income Percentage | 208.75% | N/A |
| Below Poverty Level | 15.0% | 12.5% |
| Unemployment Level | 3.7% | 5.4% |
| Housing | ||
| Total Housing Units | 1,026 | 367,704 |
| Total Owner-Occupied Units | 60.4% | 54.1% |
| Total Renter-Occupied Units | 38.5% | 45.9% |
| Total Vacant Units | 1.1% | 5.4% |
* Census Tract Median Income based on 2020 Tract Median Family Income as reported in the 2024 FFIEC Census Flat File. County Income based on Median Household Income as reported in the 2023 American Community Survey.
Management
11
Total Voting Members
in Governing Body
in Governing Body
11
Independent Voting Members
in Governing Body
in Governing Body
Tax Filing Signatory
Ronecca Norvell
CEO
(800) 406-1876
CEO
(800) 406-1876
Principal Officer
Ronecca Norvell
findCRA Profile Owner
Roxanne Myslewski
Director, Business Development
roxanne.myslewski@financialbeginnings.org
Director, Business Development
roxanne.myslewski@financialbeginnings.org
Key Policies & Documents
Written Conflict of Interest Policy
Written Document Retention & Destruction Policy
Written Whistleblower Policy
CEO Compensation Review Process
Written Minutes of Board Meetings
Financial Statements & Reporting
Compiled or Reviewed by an Independent Accountant
Audited by an Independent Accountant
Included in Consolidated Financial Statements
Internal Audit Committee Review
Federal Grant Audit Required
Federal Grant Audit Performed
Organization Activities
Provides Credit Counseling
Conducts Gaming Activities
Engages in Lobbying Activities
Engages in Political Activities
Makes Grants to Individuals
Makes Grants to Organizations
Information in this section is extracted from the nonprofit's e-filed tax return and based on answers provided by the nonprofit in their 990 e-filed for the tax period ending on 2023-06.
A hyphen (“-“) in this section indicates that the information was not required by the IRS or not reported by the nonprofit in its tax return e-filing.
This Nonprofit Profile was created using data available from publicly available government and industry sources, our own research, and information provided directly the nonprofit organization. Whenever possible, we utilize the most recent information available including information as made public by the Internal Revenue Service, U.S. Census Bureau, Federal Financial Institutions Examination Council, and more. The format and design of this Nonprofit Profile is ©findCRA. For more information about our Nonprofit Profiles, please visit help.findcra.com.
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