FINANCIAL EDUCATION EMPOWERMENT

CARLSBAD, CA | San Diego County
Community Services

Overview

FINANCIAL EDUCATION EMPOWERMENT
83-0606571
7040 AVENIDA ENCINAS
CARLSBAD, CA 92011
San Diego County
(858) 442-3071

haggan@financialempower.org
Mission Statement info

TO EMPOWER LOW- TO MODERATE-INCOME (LMI) INDIVIDUALS TO ACHIEVE FINANCIAL INDEPENDENCE.

CRA Category info
  • Community Services
Nonprofit location info
  • This nonprofit is not located in any CRA geographies.
Awards & Certifications info
  • This nonprofit has not received any CRA awards or certifications.
Founded info
Not reported
Total Employees info
Not reported
Total Volunteers info
Not reported
Nonprofit Classification (NTEE Code) info
B01

B - Educational Institutions

Alliances & Advocacy

Organizations whose activities focus on influencing public policy within the Education major group area. Includes a variety of activities from public education and influencing public opinion to lobbying national and state legislatures.

IRS Activity Codes info
-
Not reported
-
Not reported
-
Not reported
Standard Business Classification (NAICS Code) info
813319
Other Social Advocacy Organizations
Targeted Clients info
  • Children & Youth
  • K-12 Students
  • General Public
  • People Needing Credit Counseling
CRA Income Characteristics info
    This nonprofit has claimed its profile but has not yet provided this information.

CRA Alignment

CRA Category info
Community Services
Social services and other support for low- and moderate-income, homeless or at-risk individuals.
What does it mean for a nonprofit to be CRA aligned?
Each nonprofit on Community Qualifier has been reviewed by findCRA utilizing a dual evaluation process. Nonprofits are first evaluated by our proprietary algorithm, CRANIA, and then further validated by our CRA experts. When nonprofit passes both parts of this review, we create a nonprofit profile for them on Community Qualifier. From there, a nonprofit can claim their profile and add additional information including their programs & services, counties served, targeted clients and income groups and more.
LOWHIGH
LOWHIGH
LOWHIGH
LOWHIGH
Programs & Services info
CREDIT: THE BASICS OF CREDIT & HOW IT EFFECTS YOUR LIFE
A financial literacy program for LMI adults focused on how credit scores work. It explores who Equifax, TransUnion and Experian are as well as strategies for choosing the best credit options and understanding the financial costs of low credit scores.
Targeted Clients info

    Not reported

CRA Income Characteristics info

    Not reported

STRATEGIES TO INCREASE CREDIT SCORE
A financial literacy program that focuses on credit repair, including removing errors from credit reports and handling fraudulent activities. Also explores how to boost credit scores, track changes in credit, and submit disputes.
Targeted Clients info

    Not reported

CRA Income Characteristics info

    Not reported

FINANCIAL LITERACY INSTRUCTION
Guided money-released instruction and role play on spending, saving and giving of allowances, money responsibility, savings & investing and concepts regarding shopping and choosing the best options.
Targeted Clients info

    Not reported

CRA Income Characteristics info

    Not reported

FINANCIAL LITERACY INSTRUCTION
Guided money-related instruction and role play including identifying coins, earning money to meet financial goals, toy-related exchange to reinforce the process of exchanging money for goods and savings discussions.
Targeted Clients info

    Not reported

CRA Income Characteristics info

    Not reported

Awards & Certifications info
Community Development Financial Institution info
Community Development Financial Institution Award Recipient info
New Market Tax Credit Recipient info
HUD Counseling Agency info
Low Income Housing Tax Credit Recipient info

IRS Summary

Income
$1
Revenue
-
Assets
$34
Exempt Ruling Date info
2018-06
Deductibility Status info
Deductible
Last Tax Filing info
2020
Organization Type info
Corporation
Organization Tax Filing Status info
990 - Not required to file (all other)
Foundation Tax Filing Status info
990-PF required by IRS
Affiliation Classification info
Independent Organization
States Where Tax Return is Filed info
Not reported
Basis for Foundation/Public Charity Status info
Private non-operating foundation

Nonprofit Location

Physical Address info
7040 AVENIDA ENCINAS
CARLSBAD, CA 92011
San Diego County
Area Type info
Metropolitan Statistical Area
FIPS Geocoded Address info
41740
MSA/MD info
06
State info
073
County info
0178.13
Tract info
Upper
Income Level info
Core-Based Statistical Area info
41740 - San Diego-Chula Vista-Carlsbad, CA
Combined Statistical Area info
Not located in a CSA.
Metropolitan Division info
Not located in an MD.
Located In info
Low- or Moderate-Income Census Tract info
Opportunity Zone info
Majority Minority Census Tract info 22.49%
FFIEC Designated Distressed Census Tract info
FFIEC Underserved Census Tract info
Geographies Served info

Not reported by nonprofit


This nonprofit has claimed its profile but has not yet provided this information.

Market Data

Census Tract County
0178.13 San Diego County
Population
Total Population 4,370 3,323,970
Total Households 1,805 1,130,703
Income
Median Family Income (Census*) $128,311 $82,426
Median Family Income (2022 FFIEC est.) $106,900 N/A
Tract Income Percentage 134.18% N/A
Below Poverty Level 5.0% 10.9%
Unemployment Level 3.1% 6.2%
Housing
Total Housing Units 2,221 1,215,528
Total Owner-Occupied Units 50.1% 53.9%
Total Renter-Occupied Units 31.2% 46.1%
Total Vacant Units 18.7% 4.7%
* Census tract income based on 2020 Census estimated data; County income based on 2020 American Community Survey data.
View more than 200 performance context data points for this county now.

Management

Not reported
Total Voting Members
in Governing Body
info
Not reported
Independent Voting Members
in Governing Body
info
Tax Filing Signatory info
Haggan Henderson
CEO
(760) 752-1000
Principal Officer info
Not reported by nonprofit.
findCRA Profile Owner
Haggan Henderson
haggan@financialempower.org
Key Policies & Documents info
Written Conflict of Interest Policy
Written Document Retention & Destruction Policy
Written Wistleblower Policy
CEO Compensation Review Process
Written Minutes of Board Meetings
Financial Statements & Reporting info
Compiled or Reviewed by an Independent Accountant
Audited by an Independent Accountant
Included in Consolidated Financial Statements
Internal Audit Committee Review
Federal Grant Audit Required
Federal Grand Audit Performed
IRS Reported Activities info
Provides Credit Counseling
Conducts Gaming Activities
Engages in Lobbying Activities
Engages in Political Activities
Makes Grants to Individuals
Makes Grants to Organizations

"NA" in this section indicates that the information was not available in the nonprofit's most recent IRS tax filing.

This Nonprofit Profile was created using data available from publicly available government and industry sources, our own research, and information provided directly the nonprofit organization. Whenever possible, we utilize the most recent information available including information as made public by the Internal Revenue Service, U.S. Census Bureau, Federal Financial Institutions Examination Council, and more. The format and design of this Nonprofit Profile is ©findCRA. For more information about our Nonprofit Profiles, please visit www.learncra.com.