NOIR LENDING CDFI INC

Louisville, KY | Jefferson County
Community Services
NOIR LENDING CDFI INC
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As of , this nonprofit no longer meets findCRA's qualification requirements and will no longer appear in CQ search results.

Reason for disqualification:

Overview

NOIR LENDING CDFI INC
88-4282387
2900 WEST BROADWAY STE 223
Louisville, KY 40211
Jefferson County
(800) 230-4232

info@noirlending.org
Mission Statement info

TO PRIVIDE BLACK/AFRICAN AMERICANS AND MARGINALIZED POPULATIONS EASIER ACCESS TO CAPITAL.

CRA Category info
  • Community Services
Nonprofit location info
  • LMI Census Tract
  • Majority Minority Census Tract
Awards & Certifications info
  • This nonprofit has not received any CRA awards or certifications.
Founded info
2022
Total Employees info
2
Total Volunteers info
3
Nonprofit Classification (NTEE Code) info
S30

S - Community Improvement, Capacity Building

Economic Development

Organizations whose primary purpose is to stimulate the economy, expand employment opportunities, encourage the establishment and growth of commerce and industry and otherwise enhance the economic development of the community.

IRS Activity Codes info
-
Not reported
-
Not reported
-
Not reported
Standard Business Classification (NAICS Code) info
813410
Civic and Social Organizations
Targeted Clients info
  • College Students
  • Economically Disadvantaged
  • Families
  • First-Time Homebuyers
  • General Public
  • Immigrants or Refugees
  • Inmates or Ex-Offenders
  • LGBTQ Individuals
  • Men
  • Military
  • Minority Individuals
  • Native Americans
  • Senior Citizens
  • Underbanked or Unbanked
  • Veterans
  • Women
CRA Income Characteristics info
  • HUD Assistance Recipients
  • Low-Income
  • Medicaid Recipients
  • Moderate-Income
  • Pell Grant Recipients
  • People Living Below Poverty Level
  • SNAP Recipients
  • SSI Recipients
  • Welfare Recipients

CRA Alignment

CRA Category info
Community Services
Social services and other support for low- and moderate-income, homeless or at-risk individuals.
50%
Percent LMI Served info
as reported by the nonprofit
What does it mean for a nonprofit to be CRA aligned?
Each nonprofit on Community Qualifier has been reviewed by findCRA utilizing a dual evaluation process. Nonprofits are first evaluated by our proprietary algorithm, CRANIA, and then further validated by our CRA experts. When nonprofit passes both parts of this review, we create a nonprofit profile for them on Community Qualifier. From there, a nonprofit can claim their profile and add additional information including their programs & services, counties served, targeted clients and income groups and more.
LOWHIGH
LOWHIGH
LOWHIGH
LOWHIGH
Programs & Services info
CREDIT BUILDER LOANS
$500 Credit Builder Loan program to assist Black/African Americans, immigrants, and marginalized populations establish or repairing their credit.
Targeted Clients info
  • College Students
  • Economically Disadvantaged
  • Entrepreneurs
  • Families
  • First-Time Homebuyers
  • General Public
  • Immigrants or Refugees
  • Inmates or Ex-Offenders
  • LGBTQ Individuals
  • Men
  • Military
  • Minority Individuals
  • Native Americans
  • Rural Residents
  • Senior Citizens
  • Underbanked or Unbanked
  • Veterans
  • Women
CRA Income Characteristics info
  • Low-Income
  • Moderate-Income
  • People Living Below Poverty Level
  • HUD Assistance Recipients
  • Medicaid Recipients
  • Pell Grant Recipients
  • SNAP Recipients
  • SSI Recipients
  • Welfare Recipients
SMALL DOLLAR CONSUMER LOAN PROGRAM
Loans up to $2,500.00 for various purposes, including tenant support, personal use, small business ventures, home improvements, education expenses, immigration fees, and more.
Targeted Clients info
  • College Students
  • Disabled
  • Economically Disadvantaged
  • Entrepreneurs
  • Families
  • First-Time Homebuyers
  • General Public
  • Homeless
  • Inmates or Ex-Offenders
  • LGBTQ Individuals
  • Men
  • Military
  • Minority Individuals
  • Minority-Owned Businesses
  • Native Americans
  • People in Recovery
  • Rural Residents
  • Senior Citizens
  • Small Businesses
  • Tribal Organizations
  • Underbanked or Unbanked
  • Veterans
  • Women
  • Women-Owned Businesses
CRA Income Characteristics info
  • Low-Income
  • Moderate-Income
  • People Living Below Poverty Level
  • HUD Assistance Recipients
  • Medicaid Recipients
  • Pell Grant Recipients
  • SNAP Recipients
  • SSI Recipients
  • Welfare Recipients
Awards & Certifications info
Community Development Financial Institution info
Community Development Financial Institution Award Recipient info
New Market Tax Credit Recipient info
HUD Counseling Agency info
Low Income Housing Tax Credit Recipient info

IRS Summary

Income
$0
Revenue
$0
Assets
$0

IRS Business Master File Details info

As of August 2024
Exempt Ruling Date info
2024-02
Deductibility Status info
Deductible
Last Tax Filing info
2023
Organization Type info
Corporation
Organization Tax Filing Status info
990 - Required to file Form 990-N - Income less than $25,000 per year
Foundation Tax Filing Status info
990-PF not required by IRS
Affiliation Classification info
Independent Organization
Basis for Foundation/Public Charity Status info
Organization which receives a substantial part of its support from a governmental unit or the general public 170(b)(1)(A)(vi)

IRS Publication 78 Details info

As of August 2024
Verified in Publication 78 info
No
Deductibility Limitation info
Not reported
Organization Description info
Not reported

IRS Form 990 Returns info

Through August 2023
No IRS 990 returns are available for this nonprofit.

Nonprofit Location

Physical Address info
2900 WEST BROADWAY STE 223
Louisville, KY 40211
Jefferson County
Area Type info
Metropolitan Statistical Area
FIPS Geocoded Address info
31140
MSA/MD info
21
State info
111
County info
0010.00
Tract info
Moderate
Income Level info
Core-Based Statistical Area info
31140 - Louisville/Jefferson County, KY-IN
Combined Statistical Area info
350 - Louisville/Jefferson County--Elizabethtown, KY-IN
Metropolitan Division info
Not located in an MD.
Located In info
Low- or Moderate-Income Census Tract info
Opportunity Zone info
Majority Minority Census Tract info 93.87%
FFIEC Distressed Census Tract info
FFIEC Underserved Census Tract info
Geographies Served info
  • KY - All Counties

Market Data

Census Tract County
0010.00 Jefferson County
Population
Total Population 2,481 779,232
Total Households 1,146 327,211
Income
Median Income* $51,573 $66,296
Median Family Income (2024 FFIEC est.) $92,600 $92,600
Tract Income Percentage 67.07% N/A
Below Poverty Level 28.9% 14.1%
Unemployment Level 14.3% 5.1%
Housing
Total Housing Units 1,409 356,155
Total Owner-Occupied Units 38.3% 61.8%
Total Renter-Occupied Units 43.1% 38.2%
Total Vacant Units 18.7% 7.2%
* Census Tract Median Income based on 2020 Tract Median Family Income as reported in the 2024 FFIEC Census Flat File. County Income based on Median Household Income as reported in the 2022 American Community Survey.
View more than 200 performance context data points for this county now.

Management

Not reported
Total Voting Members
in Governing Body info
Not reported
Independent Voting Members
in Governing Body info
Tax Filing Signatory info
Not reported by nonprofit.
Principal Officer info
Not reported by nonprofit.
findCRA Profile Owner
John Shaw-Woo
CEO
info@noirlending.org
Key Policies & Documents info
Written Conflict of Interest Policy
Written Document Retention & Destruction Policy
Written Whistleblower Policy
CEO Compensation Review Process
Written Minutes of Board Meetings
Financial Statements & Reporting info
Compiled or Reviewed by an Independent Accountant
Audited by an Independent Accountant
Included in Consolidated Financial Statements
Internal Audit Committee Review
Federal Grant Audit Required
Federal Grand Audit Performed
Organization Activities info
Provides Credit Counseling
Conducts Gaming Activities
Engages in Lobbying Activities
Engages in Political Activities
Makes Grants to Individuals
Makes Grants to Organizations

Information in this section is not available as the nonprofit did not e-file their tax return. As such, the hyphens (“-“) in this section indicate that the information was not available.

PDFs of this nonprofit's tax filings are included in the IRS Summary section above, when available from the IRS.

This Nonprofit Profile was created using data available from publicly available government and industry sources, our own research, and information provided directly the nonprofit organization. Whenever possible, we utilize the most recent information available including information as made public by the Internal Revenue Service, U.S. Census Bureau, Federal Financial Institutions Examination Council, and more. The format and design of this Nonprofit Profile is ©findCRA. For more information about our Nonprofit Profiles, please visit help.findcra.com.